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Track Your Countdowns
Sign in to start and track countdown timers across devices. Timers help you know exactly when to follow up on disputes, CFPB complaints, and more.
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4-Day Block & Delete
15 U.S.C. §1681c-2 — CRAs must block within 4 business days
30-Day Investigation
Standard CRA investigation window after dispute submission
CFPB Response Window
Company response window through CFPB portal
Dispute Round Gap
Recommended gap between dispute rounds
Credit Seasoning Period
Let new positive accounts season before applying for funding
Credit Application Gap
Recommended gap between credit applications